'00 2.5RS sedan VS. '07specB

[KA82]

ive always wanted a legacy, and my calculations show that i would pay about 705 a month for the specB including insurance

i make about 1200/month, that i take home

i was about to take the plunge until this came across:

Modifications are as follows

2000 Subaru Impreza 2.5RS

Engine
-2003 WRX Motor Swap with 40,XXX miles.
-Invidia Bellmouth Polished Down pipe
-Invidia N1 Race Cat back
-Kartboy Black Hardened Exhaust Hangers
-Invidia Up-Pipe
-Cobb Heatshield
-CF Endura Tech Hood dampers

Drivetrain
-STI version 4 RA transmission with DCCD (Drivers controlled center differential) on its way from Japan as I type this
-Kartboy Shortshifter
-Kartboy Front and Rear Shifter Bushings

Suspension & Handling
-H&R Lowering Springs
-Whiteline Rear Differential Bushings
-SuperPro Steering Rack Bushings
-Helix 20,22,24 mm Adjustable Rear Sway bar
-Helix Rear endlinks
-Sti Rear sway bar brackets
-99RS wheels Powdercoated Gold

Exterior
-Vehicle was repainted the stock color by Caliber Auto Body in May of 06
-Shaved Door Mouldings and Antenna
-2.5 RS Coupe Spoiler
-JDM STI Corner Lights
-JDM STI version 4 Front Bumper
-JDM STI Pink "i" Badge

Interior
-2003 WRX Dash Swap (Complete Dash and center console. Momo steering wheel etc.)
-Ultra Flat Black Surround Pieces (Radio Surround, vent surrounds, etc.)

I am looking to get $15,000 FIRM. A great price if you consider it has over $12,000 dollars in work done.

was thinking of buying this one, sell my ack

thanks guys

[Effin Ponderous]

sounds like a "no brainer". Put some money in the bank and buy that one

[heightsgtltd]

yeah paying 700 bucks a month for the specB considering your take home inst smart.

In any case, if you want the specB you should save up a larger downpayment, so the monthly isnt so high.

700 per month is getting into exotic car territory!

[TSi+WRX]

Considering your take-home, that $700 a month car-payment will, for lack of better words, "kill you." :(

Unless, of course, there's other considerations - i.e. you don't pay for housing and/or food, etc. That's an important detail! :)

As for the RS, be careful - it looks great, and if it's being sold within "the community," may even be a very reliable beast, too. However, such an upgrade/change-over typically will involve a vehicle that has higher maintenance and/or service requirements, and this may or may not be compatible with your bank-account, either.

What would be the per-month cost difference between the RS and the SpecB? Would the difference be enough to cover for any maintenance, mechanical service, and potential tuning needs that may come about from the RS's extensive make-over?

[KA82]

im sure buying the RS would make payments down to half of that, so around 350~400 including insurance (four years compared to 5 on the specB)

which is a third of what i take home

[Bu11dogg2]

Buy that RS Or I will

[KA82]

Buy that RS Or I will


thats what i wanted to hear


going to bellco credit union on wendsday for 15k loan :tup:

[john]

What he said.

yeah paying 700 bucks a month for the specB considering your take home inst smart.

[hontor]

thats what i wanted to hear


going to bellco credit union on wendsday for 15k loan :tup:

Just a heads up that the bank might not give you the financing (loan) for 15k.

The bank could care less that the car is "modded" and is going to decide it's value based on its year and mileage. The bank will be looking at what's called LTV....loan to value ratio.

You need to remember that essentially the bank is buying the car, not you.

Just an FYI. Good luck.

[Effin Ponderous]

excellent point. I had a situation like that when I was about 20, so I took out a personal loan to "furnish my apartment" wink wink.

[Bu11dogg2]

Just a heads up that the bank might not give you the financing (loan) for 15k.

The bank could care less that the car is "modded" and is going to decide it's value based on its year and mileage. The bank will be looking at what's called LTV....loan to value ratio.

You need to remember that essentially the bank is buying the car, not you.

Just an FYI. Good luck.

I was thinking the same thing... Good luck though!!

[KA82]

excellent point. I had a situation like that when I was about 20, so I took out a personal loan to "furnish my apartment" wink wink.


thanks for the advise :lol:

[KA82]

just a lil update, i think paying the extra 3k for this one (http://legacygt.com/forums/showthread.php?t=50662) is a better route




and have a few questions, im sure i can add the insurance by calling up my ins. comp and telling them ill be driving this car back to colorado and need insurance on it

questions

1. do i call the cali DMV or colorado DMV to get the temp. plates? (wouldnt i need the title for temps?)

2. how come he hasnt answered my question yet? - only reason i didnt get the loan

[KA82]

well looks like the car was sold....

[TSi+WRX]

^ If you want to do things "by the book," call both their DMV and yours, and tell them of your interstate transaction and get their take on what you need to do. Be sure to ask them (1) about what forms (many require multiple IDs) of ID are acceptable, if one is able to offer you a "temporary tag/registration" during the transport period, and (2) be SURE that they know you will be driving the vehicle back on public roads, and that you're not "transporting" (i.e. flatbed) the vehicle.

Otherwise, if your previous owner is willing to let go of his tags, you can usually be relatively safe with his current tags/registration, a proof-of-sale, and your own current registration and proof-of-insurance with you. However, this requires "trusting" the other party to a great extent, as any outstandings or illegal activities they've incurred with the vehicle/registration/tags could be very problematic for you.

Alternatively, you could use YOUR current tags on the vehicle, provided that you have current registration and proof-of-insurance, and a proof-of-sale from the previous owner. Of course, any enforcer running your tags would cause you some potential headaches, but this is typically a low-risk route, especially if your vehicle is in good repair and you do not do anything stupid....

:)

[jedimaster]

For 1200 bucks a month, you better be getting something a lot better than a Subaru.